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Portland On The Cheap: 
Real Estate for Buyers and Sellers

            Updated January 2015

Search by price, number of bedrooms, square footage or your own search terms like "Sunday open house" or specific neighborhood high school. 
Habitat for Humanity Oregon
Habitat for Humanity builds homes and then sells them at cost with zero-interest mortgages to qualifying families.  There are 30 affiliates in Oregon, each an independently run nonprofit organization with the ability to focus on their community.
Homes by Owner
Provides several packages for the do-it-yourself home seller, ranging in price from $199 to $395.  Call or visit their local office for more information.
(503) 546-4902
9815 SE Stark Street
Portland, OR 97216
Mikecandoit Park Place Real Estate
Offers traditional real estate selling services, but also provides flat fee and hourly rate options for home sellers that only need limited advice and service.  His blog offers his thoughts on the current market and tips for home buyers, home sellers and current home owners.
Portland Housing Center Offers first-time homebuyer classes and education regarding the home-buying process.  We've completed the series of classes offered by this organization and highly recommend it.  Start with a free orientation to learn more about the program and services and then you determine your next step.  See web site for complete details.
Proud Ground
Proud Ground is a state-certified nonprofit organization that provides affordable home ownership opportunities for people who work and live in the community.  Helps people with stable incomes and steady jobs who can qualify for a mortgage of about $140,000, which is the average cost of a Proud Ground home -- and is much less than a market-rate home.
RMLS™ - Regional Multiple Listing Service
RMLS™ provides a searchable database for real estate in the Portland area and in Oregon & Washington.  Search for detached homes, condos, houseboats, mobile homes and more by city, school, zip code, square footage, etc.  New features include Short Sales and Bank-Owned Properties.  Ask your real estate agent to email you the updated daily RMLS listings.
Provides comprehensive real estate data for the home buyer, including listings, maps, sales information and comparables, as well as local advice and opinions.  No registration is required.
Search specific properties by address and learn the homes details such as property taxes, square footage, Zillow's market rate estimate, previous price paid for the property, seller comments and more.
Mortgages & Refinancing
Become a member of your local community bank or credit union, which may offer better first-time home buyer programs or rates than the larger commercial banks.  This link provides contact information for 20 credit unions in the Portland area.

For refinancing, please peruse the articles and information provided by Bankrate.com

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